DOCUMENTS REQUIRED PRIOR TO LOAN RELEASE

 

GUIDE ON TITLE REGISTRATION AND TRANSFER

DOCUMENTARY REQUIREMENTS

PAG-IBIG: HOUSING LOAN AVAILMENT

PAG-IBIG: ELIGIBILITY REQUIREMENTS

COMMON BANK REQUIREMENTS FOR HOUSING LOAN

REQUIREMENTS FOR REAL ESTATE LOAN

I. ACCOMPLISHED AND SIGNED FORM

• Loan Application
• Credit Information Authorization
• Application for Mortgaged Redemption Insurance (Bank Form)

II. DOCUMENTS TO BE SUBMITTED (ORIGINAL AND PHOTOCOPIES)   

     GENERAL 

• MARRIAGE CONTRACT
• 1X1 PHOTO OF SPOUSES (2 EACH)
• RESIDENCE CERTIFICATE OF SPOUSES
• BANK STATEMENTS/PASSBOOKS (6 MONTHS IMMEDIATELY PRECEDING APPLICATION BOTH BUSINESS AND PERSONAL ACCOUNTS)
• CERTIFICATE OF DEPOSIT
• EVIDENCE OF NON-SALARY INCOME (DIVIDENDS, RENTALS, COMMISSIONS)
• STATEMENT OF MORTGAGE BALANCE, PROMISSORY NOTE AND REM FOR REFINANCING
• TWO VALID IDs

1.   FOR EMPLOYED APPLICANTS

• INCOME TAX RETURNS FOR 2 YEARS WITH W2 FORMS
• CERTIFICATION OF EMPLOYMENT WITH COMPENSATION
• VALID COMPANY ID WITH PHOTO AND SIGNATURE

     FOR NATURAL BORN FILIPINOS NOW CITIZENS OF OTHER COUNTRIES

• BIRTH CERTIFICATE OF FILIPINO CITIZENSHIP
• COPY OF PASSPORT

     ADDITIONAL REQUIREMENTS FOR OFWs/FOREIGN BASED WORKERS

• CONTRACT OF EMPLOYMENT
• PAYSLIPS FOR THE LAST 6 MONTHS
• REMITTANCES RECEIPTS, IF ANY
• SPECIAL POWER OF ATTORNEY

2.   FOR SELF- EMPLOYED APPLICANTS

• INCOME TAX RETURNS FOR 2 YEARS WITH AUDITED FINANCIAL STATEMENT
• IN-HOUSE FINANCIAL STATEMENT OF THE BUSINESS FOR 2 YEARS
• BUREAU OF DOMESTIC TRADE BUSINESS CERTIFICATE
• LOCAL REGISTRATION/PERMITS
• LIST OF SUPPLIERS AND CUSTOMERS WITH CONTACT PERSONS AND NUMBERS

      FOR CORPORATIONS

• FINANCIAL STATEMENTS FOR 2 YEARS
• SEC REGISTRATION, ARTICLES OF INCORPORATION AND BY-LAWS
• SECRETARY'S CERTIFICATE AND BOARD RESOLUTION

      COLLATERAL/PROPERTY DATA

• TRANSFER CERTIFICATE OF TITLE (TCT)/ CONDOMINIUM CERTIFICATE OF TITLE (CCT)
• TAX DECLARATION FOR LOT AND/OR HOUSE
• LATEST TAX RECEIPTS/TAX CLEARANCE
• VICINITY/LOCATION MAP CERTIFIED BY A GEODETIC ENGINEER
• BUILDING PLAN/FLOOR PLAN
• PICTURES OF COLLATERAL
• CONTRACT OF SALE/OPTION TO BUY, FOR PURCHASE
• BILL OF MATERIALS AND FINISH SPECIFICATIONS, FOR CONSTITUTION

      FOR CONDOMINIUMS

• MASTER DEED AND DEED OF RESTRICTIONS
• SEC REGISTRATION AND CORPORATE PAPERS OF THE ASSOCIATION
• CERTIFICATE OF EXTENT OF OWNERSHIP
• PAYMENT OF APPRAISAL AND PROCESSING FEE

BLOG LISTS

Many Said She Can't, But They Proved Them Wrong

PAG-IBIG/HOME MUTUAL DEVELOPMENT FUND (HMDF)

1. HOUSING LOAN AVAILMENT
2. ELIGIBILITY REQUIREMENTS
3. HOUSING LOAN AVAILMENT (COMPLEX TRANSACTIONS)
4. DOCUMENTARY REQUIREMENTS
5. DOCUMENTS REQUIRED PRIOR TO LOAN RELEASE
6. GUIDE ON THE REGISTRATION OF TITLE
7. AMORTIZATION CALCULATOR

REAL ESTATE LAWS

• PRESIDENTIAL DECREE NO. 957 
• REPUBLIC ACT NO. 4726
• REPUBLIC ACT NO. 9646

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St. James Homes Naga

PLEASE CLICK:     LOCATION

EMERALD

CAMELLA NAGA, LEGAZPI, QUEZON, METRO MANILA
LOT AREA: 198 SQ. M. FLOOR AREA: 143 SQ. M. MAINROAD
P 5,648,896

3 BEDROOMS
LIVING
DINING
KITCHEN
FAMILY ROOM
MAID'S ROOM
2 TOILET/BATHS
1 MASTER TOILET/BATH
CARPORT
LANAI
PORCH
BALCONY
 
SEE:  CAMELLA PRICELIST