COMMON BANK REQUIREMENTS FOR HOUSING LOAN
REQUIREMENTS FOR REAL ESTATE LOAN
I. ACCOMPLISHED AND SIGNED FORM
- Loan Application
- Credit Information Authorization
- Application for Mortgaged Redemption Insurance (Bank Form)
II. DOCUMENTS TO BE SUBMITTED (ORIGINAL AND PHOTOCOPIES)
GENERAL
- MARRIAGE CONTRACT
- 1X1 PHOTO OF SPOUSES (2 EACH)
- RESIDENCE CERTIFICATE OF SPOUSES
- BANK STATEMENTS/PASSBOOKS (6 MONTHS IMMEDIATELY PRECEDING APPLICATION BOTH BUSINESS AND PERSONAL ACCOUNTS)
- CERTIFICATE OF DEPOSIT
- EVIDENCE OF NON-SALARY INCOME (DIVIDENDS, RENTALS, COMMISSIONS)
- STATEMENT OF MORTGAGE BALANCE, PROMISSORY NOTE AND REM FOR REFINANCING
- TWO VALID IDs
1. FOR EMPLOYED APPLICANTS
- INCOME TAX RETURNS FOR 2 YEARS WITH W2 FORMS
- CERTIFICATION OF EMPLOYMENT WITH COMPENSATION
- VALID COMPANY ID WITH PHOTO AND SIGNATURE
FOR NATURAL BORN FILIPINOS NOW CITIZENS OF OTHER COUNTRIES
- BIRTH CERTIFICATE OF FILIPINO CITIZENSHIP
- COPY OF PASSPORT
ADDITIONAL REQUIREMENTS FOR OFWs/FOREIGN BASED WORKERS
- CONTRACT OF EMPLOYMENT
- PAYSLIPS FOR THE LAST 6 MONTHS
- REMITTANCES RECEIPTS, IF ANY
- SPECIAL POWER OF ATTORNEY
2. FOR SELF- EMPLOYED APPLICANTS
- INCOME TAX RETURNS FOR 2 YEARS WITH AUDITED FINANCIAL STATEMENT
- IN-HOUSE FINANCIAL STATEMENT OF THE BUSINESS FOR 2 YEARS
- BUREAU OF DOMESTIC TRADE BUSINESS CERTIFICATE
- LOCAL REGISTRATION/PERMITS
- LIST OF SUPPLIERS AND CUSTOMERS WITH CONTACT PERSONS AND NUMBERS
FOR CORPORATIONS
- FINANCIAL STATEMENTS FOR 2 YEARS
- SEC REGISTRATION, ARTICLES OF INCORPORATION AND BY-LAWS
- SECRETARY'S CERTIFICATE AND BOARD RESOLUTION
COLLATERAL/PROPERTY DATA
- TRANSFER CERTIFICATE OF TITLE (TCT)/ CONDOMINIUM CERTIFICATE OF TITLE (CCT)
- TAX DECLARATION FOR LOT AND/OR HOUSE
- LATEST TAX RECEIPTS/TAX CLEARANCE
- VICINITY/LOCATION MAP CERTIFIED BY A GEODETIC ENGINEER
- BUILDING PLAN/FLOOR PLAN
- PICTURES OF COLLATERAL
- CONTRACT OF SALE/OPTION TO BUY, FOR PURCHASE
- BILL OF MATERIALS AND FINISH SPECIFICATIONS, FOR CONSTITUTION
FOR CONDOMINIUMS
- MASTER DEED AND DEED OF RESTRICTIONS
- SEC REGISTRATION AND CORPORATE PAPERS OF THE ASSOCIATION
- CERTIFICATE OF EXTENT OF OWNERSHIP
- PAYMENT OF APPRAISAL AND PROCESSING FEE
EMERALD
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| CAMELLA NAGA, LEGAZPI, QUEZON, METRO MANILA LOT AREA: 198 SQ. M. FLOOR AREA: 143 SQ. M. MAINROAD P 5,648,896 3 BEDROOMS LIVING DINING KITCHEN FAMILY ROOM MAID'S ROOM 2 TOILET/BATHS 1 MASTER TOILET/BATH CARPORT LANAI PORCH BALCONY SEE: CAMELLA PRICELIST |
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