All of us dream of owning a home in a safe and secure community. In choosing one, one has to consider its location, affordability, and financing options.
#LOCATION
A property nearby schools, hospitals, and malls and accessible by all sorts of transportation is indeed a good choice.
A property nearby schools, hospitals, and malls and accessible by all sorts of transportation is indeed a good choice.
Obviously, its strategic location is a great savings in your fuel consumption and transportation cost.
Also, its accessibility makes it easy for your friends and loved ones to visit you anytime.
Further, you will not worry should you go home late as there are public conveyances around.
#AFFORDABILITY
A house you can afford and with designs of your taste is sure to entice you to own one and you are lucky enough to have the combination of affordability and aesthetics.
A house you can afford and with designs of your taste is sure to entice you to own one and you are lucky enough to have the combination of affordability and aesthetics.
However, affordability is more important than designs for the latter is useless if the price is beyond your capability.
#FINANCING
Lastly, the availability of financing options such as bank and/or Pag-Ibig is important especially if you cannot pay the price in full at once.
Lastly, the availability of financing options such as bank and/or Pag-Ibig is important especially if you cannot pay the price in full at once.
After paying the downpayment, the balance will be paid at a certain period and interest rate thru any of the said schemes.
This provides mutual advantage: you pay in installment at a low monthly amortizations at a longer period while the financing institution earns a higher income thru interests by giving you longer repayment term.
However, should you fail to qualify, you will be diverted to another scheme called inhouse financing which is offered by the developer.
Compared to the other schemes, this one has the highest interest rate.
#SUBDIVISIONS
Camella Homes Del Rosario, St. James Homes and Monte Cielo in Concepcion Grande, Naga City and Lumina Homes, Pili Camarines Sur are all located near the highway and accessible by all types of transportation.
Camella Homes Del Rosario, St. James Homes and Monte Cielo in Concepcion Grande, Naga City and Lumina Homes, Pili Camarines Sur are all located near the highway and accessible by all types of transportation.
The prices of their houses depend on the model, lot location and size and category (socialized, economic, open market).
Their developers are all tied up either with banks or PagIbig or both.
So, if you haven't gotten your home yet, get one now. Just do not forget those factors which can surely help you decide intelligently and can save you from anxiety and regrets in the future.
No comments:
Post a Comment